What is a TFRA?
(Tax-Free Retirement Account)
An account is considered tax-free if there is no federal or state tax due on income earned in the account both when: (1) income is earned and (2) when it is distributed or withdrawn. Through these types of accounts, you can invest and grow money without owing future taxes on that growth -- even when you withdraw the funds to spend.
Why hasn’t my financial advisor ever told me about this?
Reason 1: Most financial advisors don’t know accounts like TFRAs exist - nor, how to structure one to be legally tax-free for the account holder.
Reason 2: Most financial advisors recommend financial vehicles their company tells them to recommend.
And as a result, less than 0.07% of Americans have what I call a tax-free "TFRA" account — while more than half the population has a taxable 401(k) or similar tax-deferred retirement account.
With a Tax-Defered 401(k) or IRA...
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You have to pay taxes (upfront or at the end—either way you will be taxed heavily)
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Your money is not liquid (you can’t access your money any time you want, and if you do, you’re fiscally penalized)
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You are limited to how much you invest (plans with most tax benefits have funding limits).
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Your money is not guaranteed (the money in your 401(k) or IRA soars with the market, and goes down with the market).
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You are required to report your earnings to the IRS (everything in a 401(k) or IRA is, Uncle Sam’s business.).
With a Tax-Free TFRA Account...
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You never pay taxes on growth, Ever. ( This is 100% legal if your TFRA is set up to be compliant with current IRS tax-code.)
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You can deposit as much as you want. (No contribution limits - every cent in grows tax-free)
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You never report income to the IRS, Ever. (The IRS doesn’t classify “income” as “income” inside this kind of account)
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Your growth is guaranteed. (When TFRAs are opened, growth is set & guaranteed for 1 year - last year, qualified individuals earned between 3-7%)
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Your money is 100% liquid. (Money deposited & earned can be cashed out any time - without penalty - again tax-free because it’s not “income” )
To see if you qualify, complete the survey on the next page
30 Seconds To Apply and Pre-Qualify
