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Trust Deed Investing 

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S&S Financial Services is an agent of Imagine Real Estate.

Earn 7–12% Returns Through Real Estate-Backed Investments

What Are Trust Deeds?

  • Loans secured by real estate collateral, where you're the lender (beneficiary), not a property owner.

  • Passive, short-term investment (typically 6–24 months) with real estate as security.

Key Considerations

Risks:

  • Borrower default—may require costly foreclosure.

  • Illiquidity—capital is locked until loan maturity or property sale.

  • Market and regulatory shifts, and potential property value declines.

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Mitigation Tactics:

  • Stick to low LTV ratios (≤ 65%).

  • Conduct thorough due diligence: borrower credit, property appraisals, local market.

  • Diversify across loans and regions.

  • Understand foreclosure protocols by state.

Success in Action

  • Residential case: 60% LTV, 15% annualized return in six months.

  • Commercial deal: 50% LTV, 10% return via refinancing.

  • Foreclosure recovery: 55% LTV, full principal and profit.

Why Choose Trust Deeds?

  • Attractive returns: 7–12%+ per year—higher than traditional savings or bonds.

  • Property-secured: Your funds are tied to real assets.

  • Quick turnaround: Loan terms are relatively short, offering fast capital recovery.

  • Diversification: Add real estate exposure to your portfolio without owning property.

How It Works (Step-by-Step)

  1. Learn the basics: Understand terms like LTV, promissory note, first & second trust deeds.

  2. Assess your goals: Match investment size (as low as $25K–$50K), timeline, and risk tolerance.

  3. Partner with Imagine: Broker provides vetted opportunities and full transparency.

  4. Due diligence on borrower and collateral.

  5. Fund and monitor the loan—regular interest payments.

  6. Exit through repayment or foreclosure at term end.

Why Imagine Real Estate?

  • A trusted branch of Imagine Financial Group with decades of real estate and investment experience.

  • Co-developed with MLCED Holdings—deep project vetting and strong due diligence.

  • Transparent, low-pressure guidance, with education woven into support.

Download our Trust Deed Investing Guide.

Resources subject to updates by Imagine Real Estate

What Is A Deed Of Trust On A Property? - CountyOffice.org
SandS Life What is a trust
SandS Life Trust Deed Investing

Let’s Talk About Your Investment Goals

Partner with an Expert – Speak with an Agent for custom investment options.

Start Investing – Fill out our short form to begin your journey toward stable, real estate-backed returns.

Investment Interest Form

Please fill out the following form.

How much are you considering investing?
$25,000–$49,999
$50,000–$99,999
$100,000–$249,999
$250,000+

Please note: Investment opportunities begin at $25,000. If you're not yet at that threshold, feel free to reach out when you're ready—we’re happy to stay in touch.

What type of funds will you be using to invest? (check all that apply)
Employment Status:
Employed Full-Time
Employed Part-Time
Self-Employed
Retired
Unemployed
Other (Please specify)
What type of investor are you?
Preferences & Scheduling
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Time
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**Important Disclosure
I have read and understand the terms above and agree to proceed with the consultation.

By submitting this form, you understand that:

  • Investment opportunities presented are contractual in nature.

  • Once a contract is signed and enforced, your funds will be committed for the full term outlined in the agreement.

  • Contractual terms may include built-in extensions to account for unforeseen circumstances such as weather delays, project timelines, or other reasonable setbacks.

  • Early withdrawal of funds is not permitted except under specific conditions stated in the contrastated in the contract.

With S&S Financial Services and Imagine Real Estate, you’re in trustworthy hands.

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